Give to Gain

give to gainJust over 7 years ago, I’d not heard of give to gain and I was broke; not penniless but an expensive divorce has left me in the situation many people face – at the end of each month it was a juggling act between credit cards and overdraft. I scraped through, occasionally having to borrow money, frequently having to pay bills late. [Read more...]

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Personal Growth Means Getting Your Priorities Right

I recently came across a disturbing blog article where the author, George Cloutier – “ The Turnaround Ace” had written the following:

“Your cell phone is for keeping in touch with clients and sales managers in the field, not for taking calls from your spouse throughout the day about what groceries to pick up on the way home. Cutting out early to take your kids to baseball practice three times a week, or picking up your Aunt Tilly or Uncle Ned from the airport, are unacceptable interruptions to success. [Read more...]

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Warning: your beliefs may be damaging your wealth!

We have are many fears that may limit our success; in this two-part article, I will be examining 10 of those that jeopardise way of our health, wealth and happiness..

1. Fear of Failure

Do you hold yourself back from doing what you really want to do because you’re afraid of failing? If so, ask yourself a simple question – how do you know you will fail? If you really feel a calling to do it, whatever ‘it’ might be, then know that you are supported in your efforts, you are not alone.

And anyway, in the unlikely event that things didn’t turn out as you had hoped, what would be the cost of failing? Often it’s just time and perhaps a loss of face – another tip for you:

Reframe ‘Failure’ as feedback and look for the positive

As many people know, Eddison took over 10,000 attempts before successfully inventing the light bulb and saw each ‘failed’ attempt as having discovered one more way that didn’t work. Anthony Robbins went bankrupt before reinventing himself and becoming possibly the most successful inspirational speaker on the planet. Study the biographies of people like Joe Vitale, Richard Branson, Amitabh Bachchan, Pat O’Bryan, Oprah Winfrey and many others; you’ll find that in most cases, they suffered setbacks on the way.

All too often, we fear a loss of control or believe that we have no choices. That’s partly because we see things in a single frame of reference, but by reframing, we re-affirm to ourselves that we have options and choices, that we have some control over our lives.

One of the big differences between successful and unsuccessful people is the ability of the successful to reframe negative situations. While the ‘average’ person looks at the undesirable result as failure, the successful person looks at it simply as an outcome, then tries something else and ultimately produces their desired result.

2. Fear of Success/It takes so much energy to succeed.

Whilst some people are afraid of failure, others are afraid of the success, or of their perception of the price that they will have to pay for their success.

Or they would rather find a short cut that makes it effortless? Either way, they are not prepared to put in the effort required to ensure success. Some are lazy; others have been seduced by the books that suggest that if they utter a few affirmations and believe in the ‘Law of Attraction’, health, wealth and happiness will fall into their laps. There is nothing wrong with the Law of Attraction but somewhere along the way it became over-simplified. You still have to take direct action!

3. Poverty or Scarcity Consciousness

Most of us were told when we were growing up that we should not be greedy or selfish. We may also have been brought up to believe that the world has only a limited amount of resources, that there’s not enough to go round so we’re being selfish if we succeed.

John Kehoe (1992) summed it up when writing:

“Imprint these 4 prosperity beliefs into your unconscious mind:

  1. It’s an abundant Universe
  2. Life is Fun and rewarding
  3. Staggering opportunities exist for me in every aspect of my life
  4. Having lots of money is good. It is my responsibility to be successful. “

There is nothing greedy or unspiritual about having money; it’s what you do with it that matters. The negative aspect is greed, keeping it all for yourself, wanting money for money’s sake. The positive is all the good you can do with the money you earn – it’s difficult to make a difference in the world without earning the money first.

4. Life is hard with little reward

You are wealthy right now! We all have riches, whether family, friends, place of worship, financial wealth, work, organisations we belong to etc. The thing is, only financial wealth pays the bills. You can choose to build your riches, including your financial wealth, or you can undermine yourself with poverty consciousness and believing you are unworthy to have money. It’s up to you! Yes you have to put the effort in, and the reward is commensurate with the effectiveness of the effort you put in.

Note the subtle difference – I didn’t write that the ‘reward is commensurate with the effort you put in’, but with the ‘effectiveness of the effort.’ There’s a huge difference!

The distinction is simple – effectiveness means doing the right things (as opposed to efficiency which means doing things in the best way), so are you being effective? In other words, is everything you do aimed at living your dream? If the answer is ‘no!’, then yes, life can appear to be hard with little reward.

True success never diminishes someone else, is never selfish. Make sure that you never allow yourself to be jealous of someone else’s success. Instead, see it as proof that if they can succeed, so can you! As well as the direct benefits your service provides, there are also the indirect benefits; you spend the fruits of your success, creating profit for others, contributing to the economy as those people in turn spend their greater profits and so on.

5. Having a closed mind

This is typified by phrases such as ‘There are already so many books out there’, ‘That won’t work for me because…’, ‘It won’t work in the current economic climate’, ‘That might work for most people, but I’m different/my situation is different’, and so on. A closed mind is another way of saying that ‘My perception of the world is right and is the only valid one.’ It actually becomes a self-reinforcing, vicious circle; your perception is your reality, as we will see later. If you continue to believe that it’s ‘Your way or the highway’, then you are right, it won’t work for you; A closed mind closes down its options.

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Are you holding yourself back?

Look around you; read the biographies of self-made millionaires. Why are some people wealthy whilst you find that there’s never enough money left in the month? This is the first in a series of posts addressing this issue. I hope that by the end of the series, you will have greater clarity about whether you really want to be wealthy and if you do, what you can do about it.

Questions

On a scale of 1-10 where 1 is low and 10 is very high, how important is it to you to achieve health, wealth and happiness?

Ok, let’s just focus on one of them: how about wealth. How important is wealth to you? I’m assuming that it’s somewhere between 8 and 10, depending upon how you define ‘wealth’.

Now, a follow-up question. On the same scale, how much effort are you prepared to put in to achieve wealth? The thing is, so many people say that wealth is important to them, but they don’t want to put in the effort. They are waiting for the lottery, or for an inheritance, or for that ‘something’ to show up, (sometimes disguised as ‘God will provide’.)

These are the ‘spectators’; they watch others succeed and say that they want to, but don’t put in the effort. There are thousands if not millions of people who buy self-help books, for example, but gloss over the exercises, saying that they’ll come back to them. You know what, they rarely if ever do!

Where does the mismatch come from? It’s not untypical for someone to answer 9 to the first question and 4 or 5 to the second!

1. Define wealth

First of all, take a few moments to define what wealth means to you; How will you know when you are wealthy? Does it require you having a certain amount of money available to you? Is it the total value of your assets? Does it mean being in living comfortably from the interest you earn on your capital, without having to eat into the capital? What does it mean for you? This may seem trivial, but it’s part of your goal; would you set off on a journey without knowing your destination?

2. What do you want to do with your wealth?

Why do you want to be wealthy? Wanting money for money’s sake is called greed!  Wanting money so as to be able to make a difference is whatever word you use as the antonym of greed. Take a few minutes to define what you will do with your wealth; it’s ok for some wanting to spend some of it on yourself, your family and friends as well as using some of it for other causes and projects.

3. What are your beliefs about money?

Do you believe that you can be wealthy? Do you believe that you deserve to be wealthy? These are two huge questions – many people have been bought up with an attitude of poverty consciousness, hearing their parents say things like ‘Do you think I’m made of money?’, ‘There’s never enough to go round’, ‘Money doesn’t grow on trees you know!’ and similar phrases.

Well-intentioned though they might be, they create beliefs that there’s not enough money and ‘who am I to believe that I can be wealthy?’  Add to that messages about our not being good enough and that ‘nothing good ever happens to me’ and it’s easy to see why people do not accumulate the wealth they say they want. They don’t believe they deserve success, and they don’t believe they can be successful and wealthy.

Examine your beliefs about success and about wealth and money; are you holding yourself back because of your beliefs?

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